Shelter has welcomed The Royal Bank of Scotland (RBS)'s promise not to repossess properties of customers with mortgage arrears for at least six months, and has called on other lenders to follow suit. Find out more 
The rise in my housing costs, and other household bills means that I cannot spend as much on Christmas this year
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Shelter believes everyone should have a home. We help people find and keep a home. We campaign for decent housing for all. Find out more 