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Squaremouth carries products from the following travel insurance companies:
Access America - CSA - Elvia - Global Alert Admin - Global Underwriters - HTH Worldwide - ITravel Insured - Medex - Medjet Assist - MH Ross - Multinational Underwriters (MNU) - Seven Corners - Travel guard - USI Travel Insurance - Travel Insured International - Travelers Liberty - Travelex - TravelSafe - USA Assist
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Squaremouth provides travel insurance rating, comparative travel insurance, US travel insurance and insurance company rates in the USA. Squaremouth provides travel insurance for US and UK residents.
What is Travel Insurance (also known as Trip Insurance)?
Travel insurance covers a traveler's vacation cost against cancellation and interruption while also providing medical, lost or damaged property and travel delay coverage. Travelers are reimbursed if they have to cancel or interrupt their travel, they are also covered should the need arise for emergency medical treatment, medical evacuation and a number of other situations.
Plans can be broken down into the following major categories:
Trip Cancellation – Reimburses travelers unable to take their trip due to Illness or death (of the traveler or a family member), weather, airline strikes, terrorism, bankruptcy, becoming unemployed, jury duty or their home being rendered uninhabitable due to fire/flood etc.
Trip Interruption – Reimburses travelers if they have to cut short their trip due to Illness or death (of the traveler or a family member), weather, airline strikes, terrorism, bankruptcy, becoming unemployed, jury duty or their home being rendered uninhabitable due to fire/flood etc.
Medical/Health – Reimburses medical and emergency dental costs. Almost all travel insurance plans work by reimbursing the traveler after they have paid locally for treatment. Claims are usually paid within 7 to 10 days. Pre-Existing conditions are covered by most policies if the policy is purchased within (at the most) 21 days from the date the traveler made the first trip payment (deposit).
Medical Evacuation – Provides emergency transportation to either a local hospital in the event the traveler is unable to get there by themselves or back to a hospital near the travelers home. If family members are covered on the same policy they can return home also.
Travel Delay – Reimburses travelers for hotel, food or clothing expenses in the event of a flight delay.
Baggage Loss – Reimburses travelers for lost, stolen or damaged personal items. This coverage is usually for the duration of the trip and not confined to baggage damaged or lost by the airline.
Assistance Services – Provides a 24 hour collect call advice and assistance service to travelers. This service can be used anytime a traveler needs advice.
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